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car accident claims

How Do You Prove Soft Tissue Injury?

This is another in our series on car accident claims. So many of us experience an accident, but do we really know what do to, how to get help, or what our rights are? This series can help. Soft tissue injuries are like feelings — they’re real and they hurt but they can be invisible and not everyone believes in them. For these reasons, proving this kind of injury can be difficult, or more difficult than a more obvious type of harm, like a broken leg. Still, people do recover legal remedies for soft tissue injuries every day, so it is not at all impossible to get compensation for your damages after an accident. Let’s look at proving negligence in the context of this type of claim. Soft Tissue Injury Soft tissue injury refers to damage to soft areas of the body, like ligaments, muscles, and tendons. A hard tissue injury, by contrast, refers to a broken bone or damage to a hard area of the body. While a soft tissue injury can seem less traumatic on the surface — who wouldn’t prefer a strain to a break? — this kind of harm can last a long time and cause discomfort and make everyday duties difficult. Sprains, strains, and contusions in soft tissue do not always manifest immediately after an accident but the pain can last for years, which is why people seek to recover damages for their invisible injuries. Proving Negligence In brief, negligence is proven by showing that a person who owed you a duty of care fell below the standard required and breached that duty. If this breach is the cause of your injury and you suffer compensable damages, then you can recover for medical expenses, pain and suffering, lost wages, and more. But how do you prove you are truly sore if your injury is invisible? You will need to show medical records, evidence of having sought treatment and received a diagnosis. You can also support the claim with testimony, or affidavits. You may ask people who know you to speak about your limited mobility since the accident. You may also seek expert testimony to support your claim and explain to jurors the significance of your injury. A medical expert may testify about soft tissue injuries at trial, so that the jury better understands the harm in the way the medical community does. Although proving soft tissue injury may be more difficult than proving a broken leg, these types of claims are very common after car accidents. The force a vehicle exerts during a crash can cause a lot of damage to the human body, some of which may not register immediately. Whiplash The most common soft tissue injury is whiplash, officially known as cervical strain or sprain, or hyper-extension injury. As the official names indicate, whiplash happens when the body is strained or overextended in some way, causing damage. Whiplash is interesting because it illustrates the mysterious nature of soft tissue injury, and how dangerous this damage can be. Sometimes whiplash isn’t felt immediately after the accident but over time can manifest in stiffness, neck pain, back problems, and most alarmingly, cognitive issues. Injured? If you have been in a car accident and experienced an injury of any kind, speak to a lawyer. Many personal injury attorneys consult for free or a minimal fee and will be happy to assess your case. Related Resources: Injured in a car accident? Get your claim reviewed by an attorney for free. (Consumer Injury) Types of Brain Injury (FindLaw’s Learn About the Law) Can I Get Compensation for Whiplash? (FindLaw’s Injured) Types of Car Accident Injuries (FindLaw’s Learn About the Law)
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My Car Accident Insurance Claim Was Denied

This is another in our series on car accident claims. So many of us experience an accident, but do we really know what do to, how to get help, or what our rights are? This series can help. Most insurance companies only make money when they can take payments on customer policies and don't have to make payments on customer claims. And the less scrupulous insurance companies will find any reason not to pay claims. So it's not all that surprising if your car accident insurance claim was denied. What may be surprising to some, however, is that the denial doesn't mean you're out of options. Here's what you can do if your car insurance company has denied your accident claim. Additional Insurance Claims If you're involved in a multi-car accident and your insurance company denies your claim, you could file a claim with the other driver's insurance company. The law requires every driver to have automobile insurance, and most policies cover damage to another person, their property, or vehicle. If another driver was at fault in your accident, you may be able to recover from his or her insurance company. Make sure to always exchange insurance information after an accident, and you can use police reports and your own evidence to prove who was responsible for the accident. Additional Legal Claims Insurance companies aren't your only source of compensation for vehicle damage or injuries -- you can also file a lawsuit. And you have options when it comes to suing for your injuries. If the accident wasn't serious, you could file a suit in small claims court. Generally, small claims courts only hear cases involving damages of $5,000 or less, although that cap can vary by state. And some small claims courts may request the parties attend mediation rather than litigate the issue. For more severe car accidents, you may have to file a personal injury lawsuit in civil court. You may be able to recover more in damages in civil court, and you may be able to sue more parties as well. If another driver was negligent and caused the accident, you can sue the driver, and possibly their insurance company. Additionally, you could sue your car insurance company as well, if you believe they denied your claim in bad faith. Car accident lawsuits can be complicated, so you'll want someone with knowledge and experience on your side. If you've been injured in a car accident and your insurance company denied your claim, contact a personal injury attorney in your area to discuss your case. Related Resources: Injured in a car accident? Get your claim reviewed by an attorney for free. (Consumer Injury) After an Accident: Insurance Claim or Lawsuit? (FindLaw's Injured) When Insurance Isn't Enough: Car Accident Lawsuits (FindLaw's Injured) Coverage for Car Accidents With Uninsured Motorists (FindLaw's Injured)
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