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Top 6 Legal Tips for Retirement

Some of us are counting down the days to retirement. Others are counting our pennies and wondering if we'll ever get to retire. And whether retirement sounds like a dream to you or a nightmare, you still have to prepare for it. Here are some legal considerations as you near retirement, from our archives: 1. When Can I Retire? This is what we all want to know. While you can start receiving Social Security benefits as early as 62, the longer you wait, the more your payments will be. Find out how to calculate your retirement date. 2. Pre-Retirement Checklist for Married Couples If you're married, you may have a few extra things to prepare for in retirement. Sitting down and mapping your financial future with your spouse's salary and savings in mind is essential. 3. In Divorce, Am I Entitled to Half of My Spouse's Retirement? Whether your spouse has to split their retirement benefits with you can depend on what state you live in. Community property states entitle you to half of the money saved in a retirement plan during the marriage, and you may even get it before your spouse retires. 4. 5 Best Cities for Working After Retirement You may not be the relaxing kind when it comes to retirement. Plenty of people work well past their retirement age, and if that sounds like fun to you, find out where it's the most fun to do. 5. Retired and Working Again: Social Security Rules No matter where you live, working during your retirement can have an impact on your Social Security benefits. Depending on your age and income, the Social Security Administration may deduct yearly earnings from benefits. So find out if working during retirement is right for you. 6. Which States Have the Best Tax Laws for Retirees? Speaking of your benefits, you're probably wondering where your retirement dollar can go the farthest. And some state tax laws are friendlier to retirees than others. If you have more questions about your retirement plan or social security benefits, get in touch with a local social security attorney. Related Resources: Find Social Security Lawyers Near You (FindLaw's Lawyer Directory) 5 Legal Issues You Can Plan Ahead For (FindLaw's Law and Daily Life) FindLaw Survey Reveals Social Security Concerns (FindLaw's Law and Daily Life) Can I Use My 401(k) for a House Down Payment? (FindLaw's Law and Daily Life)
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Show of Hands: How Many Americans Support Cellphone Driving Laws?

How many Americans support laws that limit cellphone use while driving? According to a new FindLaw.com survey, it depends on what kinds of limits you're talking about. Half of those surveyed (50 percent) said they support laws that require hands-free cellphone use while driving, while 42 percent said they support a complete ban on drivers' cellphone use. Just 8 percent said they didn't support any limits at all. Regardless of your feelings on the issue, laws restricting cellphone use while driving are in effect from coast to coast. Here are three facts you may not know: In many states, laws on cellphone use while driving allow for "primary enforcement." Laws regarding handheld cellphone use while driving vary by state. (The Governors Highway Safety Association maintains this handy list of state-specific distracted-driving laws.) Many states allow for "primary enforcement" of these laws, which means a driver's cellphone violation can, in and of itself, be the basis for a traffic stop. However, in other states, laws may require a separate traffic violation in order for a driver to be ticketed for cellphone use while driving. With laws in place, police are coming up with clever ways to catch violators. While it's often easy to spot a driver with a cellphone pressed against his face, it's less easy to tell when a driver may be surreptitiously sending text messages in violation of the law. That's why some jurisdictions are coming up with clever ways to catch distracted drivers in the act, like using special SUVs to give state troopers a "boost" in their enforcement efforts. In one court's opinion, a person who texts a driver can potentially be held liable for crash-related injuries. This interesting legal twist arose after a 2009 crash; the driver had received two text messages before the accident occurred. A New Jersey appellate judge chided the teenager who sent the text, explaining that she may have had "a duty not to text someone who is driving" if she'd known the recipient would "view the text while driving." That's potentially significant because establishing a legal "duty," along with a breach of that duty, are key elements in proving negligence. Like it or not, cellphone-use-while-driving restrictions are in effect in most states. To learn more about these and other rules of the road (and what to do if you get a ticket), head over to FindLaw's comprehensive section on Traffic Laws. Related Resources: Browse Traffic Ticket Lawyers by Location (FindLaw) Texting and Driving: 3 Ways to Prove It (FindLaw's Blotter) 3 Texting Crash Videos Every Driver Should Watch (FindLaw's Law and Daily Life) Top 10 Tips for Distracted Driving Awareness Month (FindLaw's Injured)
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